About us

Experience. Value. Dedication to Our Clients.

These are the qualities that have made First Financial Factoring a recognized leader among factor organizations. With over 50 years of combined experience working with businesses in almost every conceivable industry, we always put our customers first.

Our knowledge of your industry and focus on understanding your needs has given us a unique ability to offer you lower rates, respond to you more quickly, and continue to support your long-term goals as we work together.

Any factor can fund your company. But First Financial Factoring watches your back with a philosophy of proactive partnership and commitment to your company’s growth and well-being.  Our successes are only as good as your successes.

We know that making you profitable and happy is what keeps us in business. So we focus on your needs of Working Capital Finance that your Business needs every minute of every day. Here are few reasons to select us for Factoring Business.

Dependable Working Capital Financing

With First Financial Factoring, you always have a steady source of capital through dependable cash flow. That predictable cash flow means lower overall operating expenses, improved efficiencies and, of course, better served, more loyal customers.

Business Growth with Factoring Service

Not only will your immediate access to unlimited working capital turn around your short term problems, but open the door to new opportunities, expansion in the future and increased sales overall.

Achieve Business Vision with Factoring Loan

Forget about your old limitations. Now, new kinds of opportunities can develop, like accepting customers who need longer terms to pay because that no longer hurts your company.

Focus on Business by Dependable Invoice Factoring

Now you can concentrate on the core competencies of your business, doing what you do best. Why? Because you’re no longer spending endless hours trying to get paid.

Better Value with Constant Asset Financing

With the lowest rates and highest advance rate in the industry, First Financial Factoring not only gets the money to you faster, there’s more of it.

Experienced Asset based Factoring

A relationship with First Financial Factoring means 50 years of working with virtually every kind of industry is at your disposal, and ready to make your business work more efficiently.

Savings from Receivable Finance Analysis

We know how to limit your risk to save you money. For instance, we screen and approve your customer’s credit to reduce bad debt expenses.

More Savings with Managed AR Finance

Our professional associates are trained to save you on collection costs and avoid pricey outside agencies.

Improved Credit from Commercial Factoring

By factoring, your company does not incur on any debt. This quickly strengthens your company’s financial statements and credit rating, making it easier for you to obtain other types of financing.

Get Discounts with Money Factoring

With your new cash flow, your company can obtain cash and early payment discounts from vendors that serve you.

Get Powered by Factoring Service Experts

Increase your purchasing power through factoring and provide your company with cash for expansion, marketing, research and new equipment.

Improve Efficiency with stable Factoring Loan

We’ll help you eliminate costly and unnecessary penalties for late payments or overdrafts fees at your bank.

One Call Improves Your Working Capital Financing

  • Very Simple Process
  • No Financials Needed
  • Don’t Require Volumes Of Paperwork
  • Easy To Understand Reports
  • Proposals In Less Than One Hour
  • Quick Decision-Making
  • Closing Takes 3 To 5 Business Days
  • Cash In Less Than 24 Hours
  • Personal Attention From Your Own Dedicated Account Person
  • Back-Up Account Representative To Insure Your Service
  • Proactive Customer Service
  • No Check Clearance Days
  • Flexible Programs
  • Free 24/7 Online Live Account Access
  • Credit Analysis For Prospective And Present Customers
  • Collection Assistance
  •  
  • Widest Industry Experience
  • Proven Methodologies
  • Accounts Receivable Management Leader
  • Well Capitalized With No Banks Making Lending Decisions
  •  
  • Most Competitive And Lowest Rates In The Industry
  • Rates As Low As 1% (Subject To Volume)
  • Highest Advance Rate In The Industry
  • Reserves Available Daily With Unlimited Access
  • No Hidden Fees
  • No Minimum Fees            
  • No Application Fees           
  • No Up Front Fees
  • No Out-Of-Pocket Fees
  • No Invoice Fees            
  • No Administrative Fees            
  • No Closing Fee
  • No Due Diligence Fee            
  • No Per Diem Fees            
  • No Per Item Fees
  • No Commitment Fees
  • No Monthly Minimums
  •  
  • Working with first Financial Factoring is easy
  • Very Simple to get started, simple to manage
  • No Financials Needed
  • Don’t Require Volumes Of Paperwork
  • Easy To Understand Reports
  • Proposals In Less Than One Hour
  • Quick Decision-Making
  • Closing Takes 3 To 5 Business Days
  • Cash In Less Than 24 Hours
  • Personal Attention From Your Own Dedicated Account Person
  • Back-Up Account Representative To Insure Your Service
  • Proactive Customer Service
  • No Check Clearance Days
  • Flexible Programs
  • Free 24/7 Online Live Account Access
  • Credit Analysis For Prospective And Present Customers
  • Collection Assistance
  • Widest Industry Experience
  • Proven Methodologies
  • Accounts Receivable Management Leader
  • Well Capitalized With No Banks Making Lending Decisions
  • Most Competitive And Lowest Rates In The Industry
  • Rates As Low As 1% (Subject To Volume)
  • Highest Advance Rate In The Industry, Up To 92.5%
  • Reserves Available Daily With Unlimited Access
  • No Hidden Fees
  • No Minimum Fees
  • No Application Fees
  • No Up Front Fees
  • No Out-Of-Pocket Fees
  • No Invoice Fees
  • No Administrative Fees
  • No Closing Fee
  • No Due Diligence Fee
  • No Per Diem Fees
  • No Per Item Fees
  • No Commitment Fees
  • No Monthly Minimums