Invoice Factoring Company

The Top Invoice Factoring Company

When it comes to choosing a financial solutions company to serve as the backbone of your essential funding strategy, it pays to go with the very best for factoring invoices. Because we enjoy the position of the top invoice factoring company in the industry, we’re able to offer services and benefits that our competitors can’t match.

As you continue reading below, you’ll learn about the value-added capabilities that we offer to all of our factoring service account holders as well as the competitive rates that we provide for cash advances. And while exploring the other sections of, you’ll read about other invoice funding advantages like the fact that we can deliver your funds within 24 hours of invoicing. If you have more questions after exploring our FAQ and the other sections of the site, please call us at 866-654-8314 to speak with a knowledgeable representative.

Invoice Funding and Much More

Solving the cash flow problems of our clients is what we do best. But we strive to do more for our loyal customers than provide invoice funding, which is why we set up our convenient online Credit Inquiry System. At no extra charge, our clients can use this system to run credit checks on current or prospective customers so that they can stop problematic situations before they start.

We’re also bolstering our factoring loans with value-added services like free invoice collection follow-ups. We will take on the time consuming burden of calling up your debtors so that you can focus your attention on more important details.

Low Rates on Factoring Loans

In the early days of the factoring industry, it was not uncommon to see companies charging rates upward of 5% for these services. Today, better technology and vigorous competition has forced the rates on factoring loans down to discount levels. Some providers still charge high fees for their service, but we’re proud to maintain some of the lowest rates in the business. Our standard invoice factoring company rates on cash advances typically falls between 1.5% and 1%, far lower than most of our competitors and extraordinarily lower than the rates of business loans.

Top 10

Check out the top 10 reasons more trucking and
freight companies choose us:

1. More cash flow.

Compared to other financial institutions, First Financial Factoring has unique experience in trucking that enables us to get better terms and pass them on to you.  Bottom line, we charge you the lowest rates and deliver the best advance rates in the business.

2. Greater loyalty.

Drivers and owner-operators who get paid on time deliver better and more consistent service to your customers. Your financial reliability to them means having a team that will watch your back.

3. More time.

When you can forget about chasing down invoices, juggling payments and generally sweating the financials, you can concentrate on how to take your freight business to the next level.

4. Fewer bad debt expenses

Our careful screening and approval of your customer’s credit means you never pick up a load until you know payment will be there.

5. Getter credit.

With factoring, your company incurs no debt. Your balance sheet looks good to other financiers and that improved credit rating leads you to develop your trucking operation however you see fit.

6. Increased sales.

The flexibility that our reliable cash flow provides you the power to expand your business a little or a lot and bring in more revenue.

7. Less hassle.

No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices.

8. More loads and better routes

When you can afford to work with bigger organizations who tend to require 30 to 45 day payment schedules, those high paying brokers and shippers give you more business and better terms.

9. Less wasted money.

A predictable cash flow that covers your daily expenses like diesel, repairs, and permits, helps avoid costly fines, penalties and bank overdrafts.

10. More know-how.

50 years on the job with every conceivable kind of trucking company gives First Financial Factoring the background to make things go faster and smoother, keep your customers happier, and bring you greater value every day.