Medical Factoring

Cash flow keeps your business healthy. Choose medical factoring if you can’t keep expensive med-tech equipment running and support staff paid, your whole organization comes to a screeching stop. Let First Financial Factoring show you how our 50 years of medical industry experience can give you a dependable medical factoring even when your clients are a little slow to pay.
Doctor leading a medical team

You’ve got people’s lives on the line.

But increased costs and longer times for insurance companies and Medicare to pay are making it tough to keep medical practices and companies going. Accounts that are paid by third party insurers have to be highly scrutinized. These receivables are paid differently by different states. Government and insurance regulations, HMOs, delayed reimbursements, and multiple payers are big challenges specific to the healthcare industry. In the meantime, you’ve got bills that can’t wait for checks that may or may not be in the mail.

Neither can you.

That’s why you need a medical industry insider like First Financial Factoring to give you the flexibility and stability that comes from a steady, predictable cash flow through Medical Factoring. Are you a new startup? A one or two man operation? Or a multi-national corporation? For five decades, we’ve delivered for companies like yours. Pharmacies, physicians, specialty hospitals, surgery and imaging centers, urgent care and rehab centers, ambulance companies, medical labs, home health care and workers comp healthcare providers have all managed their accounts receivable through First Financial Factoring—with outstanding results.

Don’t make the mistake of thinking medical receivables can’t be factored because your client is a person, not a business. In most cases, your payment comes from Medicare, Medicaid, or an insurance company. So those accounts can be factored.

Whether you’re an independent surgeon or the largest pharmacy chain in 24 states, we get you paid on delivery every single time. Imagine having your money within hours. Never again will you have to wonder how you’ll meet your financial obligations. Plus, you’ll immediately have the improved credit and in-hand resources to grow and improve your customer satisfaction, your product, your facilities, or your services.It’s so easy to get started. You can get funded in 3 to 5 business days. That’s instant cash flow in under a week. Remember the last time you waited over 45 days for a single invoice to get paid?

Top 10

Check out the top 10 reasons more trucking and
freight companies choose us:

1. More cash flow.

Compared to other financial institutions, First Financial Factoring has unique experience in trucking that enables us to get better terms and pass them on to you.  Bottom line, we charge you the lowest rates and deliver the best advance rates in the business.

2. Greater loyalty.

Drivers and owner-operators who get paid on time deliver better and more consistent service to your customers. Your financial reliability to them means having a team that will watch your back.

3. More time.

When you can forget about chasing down invoices, juggling payments and generally sweating the financials, you can concentrate on how to take your freight business to the next level.

4. Fewer bad debt expenses

Our careful screening and approval of your customer’s credit means you never pick up a load until you know payment will be there.

5. Getter credit.

With factoring, your company incurs no debt. Your balance sheet looks good to other financiers and that improved credit rating leads you to develop your trucking operation however you see fit.

6. Increased sales.

The flexibility that our reliable cash flow provides you the power to expand your business a little or a lot and bring in more revenue.

7. Less hassle.

No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices.

8. More loads and better routes

When you can afford to work with bigger organizations who tend to require 30 to 45 day payment schedules, those high paying brokers and shippers give you more business and better terms.

9. Less wasted money.

A predictable cash flow that covers your daily expenses like diesel, repairs, and permits, helps avoid costly fines, penalties and bank overdrafts.

10. More know-how.

50 years on the job with every conceivable kind of trucking company gives First Financial Factoring the background to make things go faster and smoother, keep your customers happier, and bring you greater value every day.