Drowning in unpaid invoices? you need better cash flow. If you can’t keep your ice machines running, your crews onboard and your processing up to code, your whole company is dead in the water. let First Financial Factoring show you how our 50 years of seafood industry experience can give you a dependable cash flow even when your clients are a little slow to pay.

You’ve got to get quality product to market faster and fresher than most.
if you can’t deliver on time, you’ve suddenly got no product at all. but with clients who take an average of 40 days to pay their invoices (sometimes much longer), you can quickly find yourself in a tight spot. emergency ship and boat repairs, packaging and cleaning supplies, permits, navigation equipment payments, maintenance, taxes, licensing and crew paydays can’t wait for checks that may or may not be in the mail.
neither can you.
that’s why you need a seafood industry insider like first financial factoring to give your company the flexibility and stability that comes from a steady, predictable cash flow. are you a new startup? a one or two man operation? or a multi-national corporation? for five decades, we’ve delivered for companies like yours. independent fishing companies, importers and exporters, processing factories, fish farms, wholesalers, retailers, distributors, and seafood specialty companies of every sort have all managed their accounts receivable through first financial factoring—with outstanding results.
whether you run one boat, a fleet of import ships, a local fish market or an international distribution network, we get you paid on delivery every single time. imagine having your money within hours. never again will you have to wonder how you’ll fund your next shipment. plus, you’ll immediately have the improved credit and in-hand resources to grow and improve your equipment, your services, and your customer satisfaction.
it’s so easy to get started. you can get funded in 3 to 5 business days. that’s instant cash flow in under a week. remember the last time you waited over 45 days for a single invoice to get paid?

check out the top 10 reasons more seafood companies choose us:

Top 10

Check out the top 10 reasons more trucking and
freight companies choose us:

1. More cash flow.

Compared to other financial institutions, First Financial Factoring has unique experience in trucking that enables us to get better terms and pass them on to you.  Bottom line, we charge you the lowest rates and deliver the best advance rates in the business.

2. Greater loyalty.

Drivers and owner-operators who get paid on time deliver better and more consistent service to your customers. Your financial reliability to them means having a team that will watch your back.

3. More time.

When you can forget about chasing down invoices, juggling payments and generally sweating the financials, you can concentrate on how to take your freight business to the next level.

4. Fewer bad debt expenses

Our careful screening and approval of your customer’s credit means you never pick up a load until you know payment will be there.

5. Getter credit.

With factoring, your company incurs no debt. Your balance sheet looks good to other financiers and that improved credit rating leads you to develop your trucking operation however you see fit.

6. Increased sales.

The flexibility that our reliable cash flow provides you the power to expand your business a little or a lot and bring in more revenue.

7. Less hassle.

No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices.

8. More loads and better routes

When you can afford to work with bigger organizations who tend to require 30 to 45 day payment schedules, those high paying brokers and shippers give you more business and better terms.

9. Less wasted money.

A predictable cash flow that covers your daily expenses like diesel, repairs, and permits, helps avoid costly fines, penalties and bank overdrafts.

10. More know-how.

50 years on the job with every conceivable kind of trucking company gives First Financial Factoring the background to make things go faster and smoother, keep your customers happier, and bring you greater value every day.